Jewelry Appraisals
A professional, independent appraisal from a GIA Graduate Gemologist — done with precision, explained in plain language, and delivered in a format your insurance company will accept.
An Independent Opinion You Can Trust
A jewelry appraisal is a formal, written document that identifies and values a piece of jewelry for a specific purpose — most commonly insurance replacement, estate planning, or resale. It is not a purchase offer. It is an expert's professional opinion, documented and signed.
Cat provides independent appraisals free from the conflicts of interest that can arise when a jeweler who sells jewelry also appraises it. As a gemologist, her assessments are grounded in professional training and genuine expertise.
Every appraisal includes a detailed written report, gemological testing notes, photographs, and Cat's professional signature.
The Appraisal Process
Contact Cat to schedule your appraisal. Bring the piece along with any existing documentation — GIA reports, prior appraisals, or purchase receipts.
Cat examines the piece using professional gemological instruments — loupe, microscope, refractometer, and more — to document metal, stones, and construction.
Drawing on current market data and professional judgment, Cat establishes the appropriate value for the appraisal's intended purpose.
You receive a signed, dated appraisal document with full description, photographs, and valuation — accepted by major insurance carriers.
Types of Appraisals
The most common appraisal type. Establishes the retail replacement value of a piece for insurance purposes. Required by most insurers before covering jewelry.
Establishes the fair market value of jewelry for estate settlements, equitable distribution, or charitable donation documentation.
Documents the value of a piece prior to damage or loss, typically for insurance claim support. Can also cover partial loss of stones or settings.
You Need an Appraisal If…
Schedule Your Appraisal
Reach out to schedule an appraisal. Cat will confirm availability, answer any questions about the process, and let you know what to bring.
Book an Appraisal Professional · Independent · GIA Certified